My Change Keeper
It's never been easier to save for a vacation, college tuition, or your emergency fund. My Change Keeper lets you save while spending by rounding up your debit card charges to the next whole dollar. You can also add $1, $2, or $5 to your purchase to stack your savings. You choose how much to save with My Change Keeper, a free add-on to any Bank OZK personal checking account.
Choose How to Keep Your Change
1
Round Up to the Next Whole Dollar
With every debit card transaction, My Change Keeper will automatically round up to the next whole dollar amount and transfer the difference to your designated account.
Scenario:
2
Round Up & Add a Buck (or a Few)
My Change Keeper will automatically round up to the next whole dollar amount and save an additional $1, $2, or $5 with each debit card transaction. The total amount will be transferred into your designated account.
Scenario:
What you need to get started:
You will need to have each of the following to utilize the My Change Keeper solution:
- Checking Account – This can be any Bank OZK personal checking account. The money will be withdrawn from this account.
- Savings Account or Money Market Account – This can be any personal savings or money market account at Bank OZK. The money will be automatically transferred into this account.
- Bank OZK Debit Card – Your everyday purchases using this debit card will initiate the My Change Keeper automatic transfer.
Our experienced bankers can assist you with signing up for My Change Keeper.
Terms and Conditions
When you enroll in our My Change Keeper savings service, we round up the amount of any Bank OZK Visa® debit card purchase made by you or any Bank OZK Visa debit cardholder of your Checking Account to the next whole dollar amount in excess of the purchase price (plus any additional amount you selected), and transfer that amount from your Checking Account to the designated savings or checking account(s).
We aggregate the round up amount from purchases that post to your Checking Account each business day and make a single My Change Keeper transfer at the end of the business day. The My Change Keeper available balance is determined using the balance at the beginning of each business day. If on a business day you do not have sufficient available funds in your Checking Account or if your available balance is less than $5, we do not round up purchases posted on that business day, and we cancel the My Change Keeper transfer for that day. Transactions authorized during the business day may decrease your account balance prior to the My Change Keeper transfer posting at the end of each business day. Since My Change Keeper uses the available balance at the beginning of the business day, a My Change keeper transfer could result in a negative account balance.
If your Visa debit card purchase is subsequently cancelled or reversed, the corresponding My Change Keeper transfer will remain in the designated account(s). We may cancel the My Change Keeper transfer at any time. My Change Keeper is available only on Visa debit cards linked to your Bank OZK Checking Account indicated above.
If the Checking Account with My Change Keeper savings service is closed or the account receiving My Change Keeper transfers is closed, the My Change Keeper service will be canceled. You agree to notify the bank in writing if you wish to cancel the My Change Keeper savings service.
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