Account(s) can only be opened online for employees residing in AR, GA, NC, TX and FL. New employees residing outside of these states will receive an email one (1) day after imployment advising how to open their account(s). For those living near a Bank OZK branch, account(s) can be opened in branch.

1. Employee is eligible for one (1) free Personal Checking account and one (1) Personal Savings account. Once employment has ended, normal monthly service charges and service charge waiver terms will apply.
2. A $2 paper statement fee will apply each statement cycle unless you enroll to receive free eStatements. Enrollment in Online Banking is required to receive eStatements.
3. Interest rate is variable and may change at any time.
4. All Incoming Wire Fees that post to this account are refunded within five (5) business days after the Incoming Wire Fee is assessed.
5. Fees for the first 4 (four) ATM transactions using a foreign (non-Bank OZK) ATM per statement cycle will be rebated. This includes fee(s) charged by the ATM owner and fee(s) charged by Bank OZK for the transactions. ATM transactions include cash withdrawals, balance inquiries, funds transfers, payments, or any other activity. Rebates are paid on the same day the ATM fees are assessed.
6. Transaction Limitations: Debit card payments, internet bill payments, wire transfers, checks, drafts, and similar orders, as well as transfers from this account to another account by preauthorized, automatic, telephone, mobile, or online banking transfer are limited to six (6) per monthly service charge/statement cycle. The account will be charged $10.00 each monthly service charge/statement cycle the transaction limit of six (6) is exceeded. There is no transaction limit for cash withdrawals made at an ATM or in person at one of our branches.