You are automatically enrolled and eligible for the promotion by having an OZK Savings account or Personal Savings account and residing in one of the following states: Arkansas, Georgia, North Carolina or Texas. Account holders residing in Florida, Tennessee or any other state are not eligible for the promotion. For every $25 of qualifying deposits in your OZK Savings account or Personal Savings account, you will earn one entry (max 10 per month) in a monthly drawing to win $25,000 every month of the Promotion Period.

You can earn a maximum of 10 entries per month across all of your OZK Savings accounts or Personal Savings accounts. Entries reset at the beginning of each month during the Promotion Period and do not roll over or accumulate.

You will earn an entry for each $25 of qualifying deposits made into your OZK Savings account or Personal Savings account each month of the Promotion Period. Entries are calculated by taking the total qualifying deposits made into your OZK Savings account or Personal Savings account each month and dividing them by 25. Fractional entries are rounded down.

• Example 1: You make 3 deposits into your OZK Savings account or Personal Savings account in the month, totaling $200. You will receive 8 entries ($200/$25) for the month.
• Example 2: You deposit $140 into your OZK Savings account or Personal Savings account for the month. You will receive 5 entries ($140/$25 = 5.6 entries; fractional entries are rounded down).
• Example 3: You make 2 deposits, totaling $500 for the month, into your OZK Savings account or Personal Savings account. You will receive 10 entries ($500/$25 = 20 entries; however, clients are limited to 10 entries each month).

Note:

• For accounts with multiple owners, the primary owner is considered the promotion participant.
• My Change Keeper deposits do not qualify.
• There is a limit of 10 entries per Account Holder, per month, across all accounts owned by one Account Holder.
• Entries reset at the beginning of each month of the Promotion Period and do not roll over or accumulate.
• Deposits must be posted to the account by the end of the month to count in the Monthly Prize Period.

No, entries reset each month.

View your earned entries by logging into Bank OZK Mobile Banking or Online Banking* and accessing the OZK Savings account or Personal Savings account. To enroll in Online Banking, click here. To download the mobile app, search Bank OZK in your app store.

^{*Mobile features require enrollment in Mobile and Online Banking. Availability may be affected by your mobile carrier's coverage area. Carrier data charges may apply. Online Banking requires enrollment.}

You will earn an entry for each $25 of qualifying deposits made into your OZK Savings account or Personal Savings account each month of the Promotion Period. Entries are calculated by taking the total qualifying deposits made into your OZK Savings account or Personal Savings account each month and dividing them by 25. Fractional entries are rounded down.

• My Change Keeper deposits do not qualify.
• A maximum of 10 entries can be earned each month, per client.

Deposits must be posted to the account by the end of the month to count in the Monthly Prize Period.

Only qualified deposits made into a client's OZK Savings or Personal Savings account qualify for entries into the Greater Savings promotion. Account Holders may choose to transfer funds from an existing account to their OZK Savings or Personal Savings account to earn entries.

You may open multiple OZK Savings accounts. However, regardless of the number of accounts opened, the primary owner is limited to a maximum of 10 entries across all their OZK Savings accounts per month.

• Example A: You, the primary Account Holder, have two OZK Savings accounts. In a given month, you deposit $50 in one account and $100 in the second account. You would qualify for 6 entries ($150/$25).
• Example B: You, the primary Account Holder, have two OZK Savings accounts. In a given month, you deposit $150 in one account and $200 in the second account. You would qualify for 10 entries.

Entries are only earned by the primary Account Holder. Additional owners can make deposits into the OZK Savings account or Personal Savings account that count as entries. However, only the primary owner of the account is eligible to receive the $25,000 prize.

No, due to state law and restrictions, only residents of Arkansas, Texas, North Carolina and Georgia are eligible for this promotion.

Primary Account Holders of an OZK Savings account or Personal Savings account will automatically be part of the promotion; however, if your entry is drawn as a winning entry, you may decline the prize at the time you are notified.

One (1) winner will be randomly selected each month.

The $25,000 prize will automatically be deposited into the winning Account Holder's account within 45 days of drawing.

There is a limit of one (1) prize per Account Holder.

Winners will be notified by a Bank OZK employee by the third Friday of the following month. Notification will be sent using the primary owner’s contact information provided during account opening. Winners will have 10 days to respond to our notification and complete required forms. If the Account Holder does not respond or does not complete the required forms within 10 days, they will forfeit the prize.

At Bank OZK, we know saving money isn't just about accumulating wealth. It's about investing in your future self. When you build healthy savings habits, you take the first step toward a greater tomorrow. That's why we created a way to win big for those small (but mighty) milestones.