The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
Social Security number and t ransaction history
Account balances and payment history
Credit history and checking account information
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
WHAT DOES BANK OZK
DO WITH YOUR PERSONAL INFORMATION?
FACTS
How?
What?
Why?
For our affiliates' everyday business purposes -
Information about your creditworthiness
For our affiliates' everyday business purposes -
Information about your transactions and experiences
For joint marketing with other financial companies
For our marketing purposes -
To offer our products and services to you
For our everyday business purposes -
Such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
Can you limit this sharing?
Does Bank OZK share?
Reasons we can share your personal information
Questions?
Call 800-274-4482 or go to ozk.com
For non-affiliates to market to you
All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers'
personal information; the reasons Bank OZK chooses to share; and whether you can limit this
sharing.
Yes
Yes
Yes
No
No
No
No
No
No
We don't share
We don't share
We don't share
Rev. 03/2022
When you are no longer our customer, we continue to share your information as described in this
notice.
A formal agreement between non affiliated financial companies that together
market financial products or services to you.
Joint Marketing
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
Bank OZK does not share with non-affiliates so they can market to you.
Non-affiliates
Companies related by common ownership or control. They can be financial and
nonfinancial companies.
Affiliates
Definitions
Federal law gives you the right to limit only
Sharing for affiliates' everyday business purposes - information about
your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Why can't I limit all sharing?
Open an account or give us income information
Use your credit or debit card
How does Bank OZK collect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings.
How does Bank OZK protect my
personal information?
What we do
Show your government-issued ID or apply for a loan
We collect personal information, for example, when you
Rev. 03/2022
We also collect your personal information from others, such as credit bureaus,
affiliates or other companies.
Bank OZK has no affiliates.
Our joint marketing partners include financial companies.
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